Home Equity Line of Credit
A great way to use the equity you have in your home
If you need cash for home improvement, college expenses, or to consolidate high-rate debt, we can help you use your home’s equity to put you in a better financial position.
A Reliant Home Equity Line of Credit allows you to advance funds in stages—perfect for a long remodeling project or refinancing a number of debts at different times. Your payment is based on the amount you’ve advanced, so your payment can be lower than if you financed a lump sum up front.
Line of Credit Features
Plus, as with other real estate loans, the interest on your Reliant Home Equity Line of Credit may be tax-deductible. Consult with a tax advisor about your individual situation.
Great rates, excellent service from people you trust.
Your home is one of your largest investments, so make sure you work with local people who listen to your needs. Whether you’re looking to refinance an existing loan or want to purchase a new home, Reliant FCU has you covered.
We can finance up to 80% of your home’s loan-to-value for 15 years, with great rates and excellent member service—we’ll walk you through the process from start to finish.
Lower Closing Costs
Reliant FCU has some of the lowest closing costs in the area!
Other Home Loans
Centennial Lending, LLC offers loans for business, construction, much more
We know that one size does not necessarily fit all. If your home loan needs are different from those listed above, we have an affordable, local solution for you.
Reliant has joined up with several other credit unions to establish Centennial Lending, LLC. This Credit Union Service Organization (CUSO) helps members like you with some of the less-common loans you might need to make your dream home or business idea a reality.
Centennial Lending is ready to assist you with the following types of loans
Because Centennial Lending is owned by credit unions, including Reliant FCU, you’ll receive the same local personal service, fast responses and competitive rates that you’ve come to expect.